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Will a Dash Cam Actually Help?


Will a Dash Cam Actually Help You After a Car Accident

Source: http://lifehacker.com/will-a-dash-cam-ac...

A few car insurance providers in the UK have started to offer 10 to 15 percent discounts to customers with dash cams installed in their vehicles. Unfortunately, U.S. car insurance companies are slow to embrace the technology. You can’t get any dash cam discounts here in the states yet, and you may not be able to for a while, if ever. Holly Anderson, a spokeswoman for State Farm Insurance, explains to cars.com:

When we provide a discount it is based on something that we believe will lower our claims costs, such as a customer’s driving history that indicates he or she is a safe driver. While a dash cam may provide information about why a crash occurred, it is not a device that is designed to inhibit the crash from happening in the first place.

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The logic makes sense. Dash cams don't prevent crashes. 

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