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When Obamacare Makes It Better for Small Businesses to Dump Health Insurance

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Not representative of all businesses, but health insurance is a major logistical headache for all small employers. Is it better for everyone to just dump the cash into the employees' paychecks and make it their individual choice?

Putting it into paychecks is a bad idea because it penalizes older employees and benefits younger ones.

But I like the idea of decoupling healthcare from employment compensation.

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