Managing your money doesn't have to be complex.

New York Times columnist, author, and financial planner Carl Richards boils down everything you need to know about personal finance into simple, black-and-white "napkin sketches." University of Chicago professor and author Harold Pollack claims that the best money advice fits on a three-by-five inch index card.

To further prove that you don't need to be an expert to understand personal finance, we've rounded up seven hard truths about money in cartoon form, courtesy of Albert, an upcoming app that provides simple financial advice and lets you act on it from your phone.

There's a lot of noise out there — don't let it drown out the basics.There is a mind-boggling amount of financial advice out there — so much that it can be difficult to separate the noise from the facts, or know who and what to believe.

Start by avoiding the bad money advice out there, making sure your financial adviser is working in your best interest, and following these steps that anyone can take to get rich.

And remember: Everyone's financial situation is different. Do what feels right for you.

Simplicity wins.Oftentimes, the best money advice is embarrassingly simple.

For more illustrated insights, follow Albert on Instagram.

SEE ALSO: Learn everything you need to know about personal finance from 11 simple sketches

Albert gives simple, free financial advice and lets you act on the advice directly from the app.

They connect to all of your accounts, provide practical recommendations – like lowering the payments on your credit card, saving money, or getting renter's insurance – and they've partnered with some of the world's largest financial institutions to offer their services directly within Albert's app.